Retirement age
Luxembourg sets one flat retirement age, with no cohort table, alongside an insurance-period condition. This page covers that condition and the two early-retirement routes that allow retiring before the ordinary age.
One flat age, no transition table
Unlike some neighbouring systems, Luxembourg does not raise the retirement age gradually by birth cohort and draws no distinction between men and women: art. 183 sets a single age of 65 for every insured person. There is no table by year of birth to look up — the age of 65 applies the same way to every generation.
The required insurance period
Reaching 65 is not enough on its own — you also need at least 120 months of insurance, exactly 10 years, under the main compulsory, continued and assimilated affiliation periods. The statute counts in months, not years — 120 months divides evenly into 10 years, with nothing left over.
No route on service alone
Some neighbouring systems let someone with a very long career retire early with no age condition at all. Luxembourg does not: all three routes to an old-age pension — the ordinary route and the two early routes — set a minimum age, 65, 60 or 57 depending on the route. None opens on service length alone.
Retiring earlier
Two routes let you retire before 65, each with its own insurance-period condition: at 60 or at 57. The conditions, and what they change about the pension amount, are on the early retirement page.